Terms of use

The online annual report is provided to you by Raiffeisen Switzerland Cooperative, St. Gallen.

By accessing the web pages of the online annual report, you are consenting to these terms of use. Please read the terms of use carefully. Do not make improper use of our online annual report. You are only permitted to use our online annual report to the extent permitted by law and within the scope defined by Raiffeisen Switzerland Cooperative. We may unconditionally modify, suspend or terminate the provision of our online annual report to you at any time. You do not acquire any rights by using the online annual report. The rights to any inputs that you enter in our online annual report pass to Raiffeisen Switzerland Cooperative upon entering such inputs. Raiffeisen Switzerland accepts no responsibility for content that you enter. This responsibility remains with you.

The contents of the online annual report are protected by law in all parts. Any use of the online annual report in a manner inconsistent with copyright law is prohibited without the approval of Raiffeisen Switzerland Cooperative. The content may only be downloaded and printed for your personal use. In particular, you do not have the right to use any trademarks, trademark elements or logos used in Raiffeisen's online annual report. You are not permitted to remove, blot out or modify any legal notices shown in or in connection with our online annual report.

Raiffeisen Switzerland Cooperative will make reasonable efforts to ensure that the online annual report contains current, accurate information. Raiffeisen Switzerland Cooperative makes no warranties, guarantees or promises concerning the accuracy, validity or completeness of the information provided or the information entered by third parties. Raiffeisen Switzerland Cooperative also accepts no liability for damages resulting from access or lack of access to the online annual report or from your reliance on information provided in the online annual report. The online annual report may contain links or references to other websites or media. Raiffeisen Switzerland Cooperative accepts no responsibility for the contents of such websites or media and accepts no liability for damages or injuries that result from use of any kind.

The online annual report contains forward-looking statements that are based on current assumptions and assessments. These statements must not be construed as guarantees that such expectations will prove to be correct. Future performance hinges on a number of risks and uncertainties and thus may deviate significantly from the forward-looking statements. Several of these factors are beyond Raiffeisen Switzerland Cooperative's control and cannot precisely be estimated in advance, such as the future economic environment or the conduct of competitors and other market players. There are no plans to update the forward-looking statements, and Raiffeisen Switzerland Cooperative assumes no separate obligation in this regard.

All personal data transmitted electronically through the online annual report is subject to Raiffeisen Switzerland Cooperative's provisions governing data protection, which contain further references.

Raiffeisen Switzerland Cooperative may modify these terms of use without reservation or notice at any time. It is your responsibility to check the online annual report for updates regularly.

These terms of use were last updated on 19 December 2016.

Swiss law shall apply. The place of jurisdiction is St. Gallen, Switzerland.