Key figures

as at 30 June 2018

 

1.1.-30.6.2018 Amounts in million CHF

1.1.-30.6.2017 Amounts in million CHF

Change in %

Key figures

 

 

 

Operating income

1,636

1,629

0.5

Operating expenses

1,000

1,007

-0.7

Operating result

517

532

-2.7

Group profit

416

434

-4.1

Cost income ratio

61.1%

61.8%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

30.6.2018 Amounts in CHF million

31.12.2017 Amounts in CHF million

Change in %

Key balance sheet figures

 

 

 

Total assets

229,450

227,728

0.8

Loans to clients

184,867

180,538

2.4

of which mortgage receivables

176,262

172,622

2.1

Amounts due in respect of customer deposits

165,563

164,085

0.9

Customer deposits in % of loans to clients

89.6%

90.9%

 

Capital resources

 

 

 

Total equity capital

16,159

15,700

2.9

Return on equity (ROE)

5.2%

6.1%

 

Leverage ratio (unweighted capital ratio) *

7.0%

7.1%

 

Total capital ratio (equity capital) *

16.9%

17.4%

 

Market data

 

 

 

Share of mortgage market

17.6%

17.5%

 

Number of clients

3,771,371

3,767,230

0.1

Number of cooperative members

1,895,276

1,890,126

0.3

Client assets

 

 

 

Client assets under management

210,539

209,592

0.5

Lending business

 

 

 

Losses on lending business (annualized)

14

22

-37.5

as % of loans to clients

0.007%

0.012%

 

Resources

 

 

 

Number of employees

11,096

11,158

-0.6

Number of full-time positions

9,387

9,411

-0.3

Number of locations

896

912

-1.8

* as at 30 June without result of the period