Key figures

2017

in million CHF

Current year

Previous year

Change in %

Key figures

 

 

 

Operating income

3,310

3,108

6.5

Operating expenses

2,013

1,988

1.3

Operating result

1,108

855

29.7

Group profit

917

754

21.6

Cost income ratio

60.8%

63.9%

 

Key balance sheet figures

 

 

 

Total assets

227,728

218,590

4.2

Loans to clients

180,538

173,445

4.1

of which mortgage receivables

172,622

165,426

4.3

Customer deposits

164,085

158,254

3.7

Customer deposits in % of loans to clients

90.9%

91.2%

 

Capital resources

 

 

 

Total equity

15,700

14,385

9.1

Return on equity (ROE)

6.1%

10.5%

 

Leverage ratio (unweighted capital ratio) *

7.1%

6.8%

 

Total capital ratio (equity capital) *

17.4%

16.9%

 

Market data

 

 

 

Share of mortgage market

17.5%

17.2%

 

Number of cooperative members

1,890,126

1,876,687

0.7

Client assets

 

 

 

Assets under management

209,592

202,795

3.4

Lending business

 

 

 

Losses on lending business

22

16

35.7

as % of loans to clients

0.012%

0.009%

 

Resources

 

 

 

Number of employees

11,158

11,026

1.2

Number of full-time positions

9,411

9,276

1.5

Number of locations

912

955

-4.5

* based on definition for systemically important banks