Key figures

2018

in million CHF

Current year

Previous year

Change in %

Key figures

 

 

 

Operating income

3,078

3,310

-7.0

Operating expenses

1,997

2,013

-0.8

Operating result

699

1,108

-36.9

Group profit

541

917

-41.0

Cost income ratio

64.9%

60.8%

 

Key balance sheet figures

 

 

 

Total assets

225,333

227,728

-1.1

Loans to clients

187,694

180,538

4.0

of which mortgage receivables

179,558

172,622

4.0

Customer deposits

165,701

164,085

1.0

Customer deposits in % of loans to clients

88.3%

90.9%

 

Capital resources

 

 

 

Total equity

16,524

15,700

5.2

Return on equity (ROE)

3.4%

6.1%

 

Leverage ratio (unweighted capital ratio) 1

7.6%

7.1%

 

Total capital ratio (equity capital) 1

17.8%

17.4%

 

Market data

 

 

 

Share of mortgage market

17.6%

17.5%

 

Number of cooperative members

1,897,369

1,890,126

0.4

Client assets

 

 

 

Assets under management

196,070

209,592

-6.5

Lending business

 

 

 

Losses on lending business

17

22

-22.9

as % of loans to clients

0.009%

0.012%

 

Resources

 

 

 

Number of employees

10,947

11,158

-1.9

Number of full-time positions

9,215

9,411

-2.1

Number of locations

880

912

-3.5

1 based on definition for systemically important banks