Raiffeisen Switzerland income statement
2018
|
in 1,000 CHF |
Current year |
Previous year |
Change |
Change in % |
Note |
|
Interest and discount income |
303,687 |
320,123 |
-16,436 |
-5.1 |
22 |
|
Interest and dividend income from financial investments |
43,735 |
48,337 |
-4,602 |
-9.5 |
22 |
|
Interest expense |
-192,056 |
-242,372 |
50,316 |
-20.8 |
22 |
|
Gross result from interest operations |
155,366 |
126,088 |
29,278 |
23.2 |
|
|
Changes in value adjustments for default risks and losses from interest operations |
-126,465 |
-1,782 |
-124,683 |
6,996.8 |
14 |
|
Subtotal net result from interest operations |
28,901 |
124,306 |
-95,405 |
-76.8 |
|
|
Commission income securities trading and investment business |
77,588 |
73,690 |
3,898 |
5.3 |
23 |
|
Commission income from lending business |
16,267 |
13,395 |
2,872 |
21.4 |
23 |
|
Commission income other services |
63,010 |
59,711 |
3,299 |
5.5 |
23 |
|
Commission expense |
-46,362 |
-44,286 |
-2,076 |
4.7 |
23 |
|
Net income from commission business and service transactions |
110,503 |
102,510 |
7,993 |
7.8 |
|
|
Net trading income |
78,138 |
79,522 |
-1,384 |
-1.7 |
24 |
|
Result from the disposal of financial investments |
2,607 |
20,525 |
-17,918 |
-87.3 |
|
|
Income from participations |
71,510 |
52,322 |
19,188 |
36.7 |
|
|
Result from real estate |
3,884 |
3,668 |
216 |
5.9 |
|
|
Other ordinary income |
401,193 |
403,513 |
-2,320 |
-0.6 |
25 |
|
Other ordinary expenses |
-42,905 |
-34,243 |
-8,662 |
25.3 |
|
|
Other ordinary profit |
436,289 |
445,785 |
-9,496 |
-2.1 |
|
|
Operating income |
653,831 |
752,123 |
-98,292 |
-13.1 |
|
|
Personnel expenses |
-383,815 |
-381,111 |
-2,704 |
0.7 |
26 |
|
General and administrative expenses |
-294,285 |
-254,653 |
-39,632 |
15.6 |
27 |
|
Operating expenses |
-678,100 |
-635,764 |
-42,336 |
6.7 |
|
|
Value adjustments on participations and depreciation and amortisation of tangible fixed assets and intangible assets |
-109,154 |
-74,775 |
-34,379 |
46.0 |
6, 7, 8 |
|
Changes to provisions and other value adjustments, and losses |
-117,910 |
-4,352 |
-113,558 |
n.a. |
14 |
|
Operating result |
-251,333 |
37,232 |
-288,565 |
-775.0 |
|
|
Extraordinary income |
46,180 |
116,316 |
-70,136 |
-60.3 |
28 |
|
Extraordinary expenses |
-1 |
-673 |
672 |
-99.9 |
28 |
|
Changes in reserves for general banking risks |
250,153 |
-101,000 |
351,153 |
n.a. |
14 |
|
Taxes |
-2,500 |
-5,035 |
2,535 |
-50.3 |
29 |
|
Profit |
42,500 |
46,840 |
-4,340 |
-9.3 |
|